Propel yourself forward with CredTrack

A real-time asset management platform that allows financiers to seamlessly track, locate, and immobilize assets.

Fuel your growth

What is CredTrack?

Asset management can be complicated at times. The Spiro tech team took on this challenge and came up with CredTrack, a smart asset management platform that allows you to easily track, locate, and immobilize assets. It also provides detailed insights into the driving behavior, repayment capability, and helps you determine usage-based fair value.

Why Choose CredTrack?

Determining the correct value for an asset can be confusing. CredTrack helps you breeze past all that through our consolidated platform. There are multiple upsides to choosing CredTrack.

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Greater ability to upsell and cross-sell assets.
Much better collection and repossession rates.
Better governance, underwriting, and a high risk-to-reward ratio.
Improved delinquency, reachability, and contact.

Using Data Science and ML Models

Default Prediction

Telemetry Data
Wallet Balance
Driving Pattern

Actions

Immobilize Vehicle
Inactivate Battery Swapping
Send alerts/notifications

Risk Profiling

Riding Behavior
Idling & Swaps
Vehicle Age & Usage

Violations

Speed and Acceleration
Angle and Indicators

Traceability

Parking Locations
Frequently Visited Areas
Routes Taken

Customer Segmentation

High/Medium/Low ARPU Customers
Upsell and Cross-sell model

CredTrack empowers you to collect and utilize data from every touchpoint, leading to smarter, data-driven decisions.

With CredTrack, you can gain a consolidated view of all of your assets, helping you to track and make informed decisions.

Gain a peek into real-time data surrounding your vehicle and unlock targeted insights to optimize your vehicle health.

Solution Architecture

Data Sources

CRM

Battery IoT

Swap Stations

Maps

Vehicle IoT

Data Processing

Data Collection

Data Cleansing
Data Validation

AI/ML

Machine Learning
Classification & Clustering
Model Training & Evaluation

Data Gathering

Data Pipelines

Deliverables

Data Cleaning

Data Validations

Vehicles

Track & Trace
Default Predictions

Customers

Upsell/Cross Sell
Reachability

Actions

User Management
Immobilization

Alerts

Alerts
Notifications